Proguard Series® Disability Insurance

  • Income protection for professionals and executives:

  • Replace your income if a disability prevents you from doing your regular occupation and you are not working anywhere else

  • Receive partial or residual benefits if you continue working in a limited capacity

  • Get more protection over time with an automatic 5% increase every year to your policy amount

  • Plan for the future with the option to exchange your policy for a Manulife long term care insurance policy when the time is right

  • Access special programs available for students and new grads

  • Customize the plan to your needs with optional add-ons

 

Venture Series® Disability Insurance

  • Affordable income protection for small business owners and employees:

  • Replace your income if a disability prevents you from doing your regular occupation and you’re not working anywhere else

  • Get more protection over time with an automatic 3% increase every year to your policy amount

  • Plan for the future with the option to exchange your policy for a Manulife long term care insurance policy when the time is right

  • Access special programs available for students and new grads

  • Customize the plan to your needs with optional add-ons

 

Manulife Buy-Sell Plus® Disability Insurance

  • Get help funding a business buy/sell agreement:

  • Receive money—either lump sum or through an income stream—to purchase a disabled owner’s share of the business 

  • Suitable for businesses with two to five owners who control at least 10% of the business and work there full-time

  • Transfer insurance to a new business, without medical evidence

  • Customize the plan to your needs with optional add-ons

 

ExpenseComp® Disability Insurance

  • Help cover your business expenses if you can’t work. You can also customize the plan to your needs with optional add-ons.

  • Receive reimbursement of:

  • Your business expenses during a total disability

  • Some expenses related to the sale of your business

 

Personal Accident Disability Insurance

  • Help protect your finances when you’re injured:

  • Receive total or partial accident disability benefits with features such as accident hospitalization, accidental death, rehabilitation benefits, built-in waiver and more

  • Keep your Guaranteed Renewable coverage to age 90

Interested in purchasing Disability Insurance, but need some help?

Please fill out the following and click on the Submit button, or call us at (250) 869-3828 or toll-free: 1-800-665-7990.